Whether you’re dealing with an injury or just a lot of property damage from something like a hurricane, nothing feels worse than having the insurance company deny your claim on top of everything else. As much as this might feel like the end of the world right now, it’s unfortunately not uncommon. There’s nothing we at Rapid Public Adjusters find more satisfying than helping a previously denied client get paid.
With the right professional and advocate on your side, you’ll get through this. Here’s how.
Don’t Panic! Don’t Wait.
Was your insurance claim denied recently? Don’t panic! Claims are denied regularly, sometimes for legitimate reasons, but also because of a mistake on someone’s part. Try not to assume the worst.
That being said, it’s important to take care of everything as quickly as possible. With insurance claims, timing is everything and could make the difference between getting paid and getting nothing. When you find out your claim has been denied, act on it right away. Don’t let it sit or you could be losing the opportunity to get paid.
Contact Your Insurance Company
The first actual thing you do, once you remind yourself not to panic, should always be to contact your insurance company. If you haven’t received a letter explaining why your claim was denied, you should request a written explanation of the decision.
Don’t be afraid to ask questions either. You wouldn’t be the first person to find that your denied insurance claim was a mistake that could be fixed with a phone call.
Find an Advocate You Can Trust in South Florida
If the denial wasn’t a mistake, it’s time to seek help from a professional. There’s a good chance that your claim was denied because you didn’t properly dot your I’s and cross your T’s. In this case, you’ll want someone with experience navigating the claim system to help you straighten things out. Rapid Public Adjusters handles a variety of insurance claims, from water, flood, and hurricane damage, to fire, theft, vandalism, and business loss.
It may seem overwhelming right now, but remember not to panic and to take everything one step at a time. No matter why your claim was denied or what must happen next, you’ll want someone on your side for what comes next. Whether you’re dealing with a Hurricane Harvey insurance claim or struggling through Hurricane Irma Florida damage, contact Rapid Public Adjusters today for help.